Wealth management at Stine is a comprehensive approach to your financial life. We do this by considering financial planning, asset management, tax optimization, risk mitigation, insurance planning, and legacy planning within one plan. It also helps us ensure your wealth supports your core values and life goals, so it’s not just growing — it's growing with purpose.

Absolutely, and we wear the badge with pride. Being a fiduciary isn't just a legal obligation—it's the cornerstone of our practice. Every recommendation, every strategy, and every decision is filtered through one question: "Is this in our client's best interest?" We're not here to sell products; we're here to provide solutions that align with your financial well-being and life goals.

At Stine Tax & Wealth Management, we're proud to serve a diverse range of clients, with a particular focus on:

• Pre-retirees and retirees, typically over 50, who are looking to maximize their retirement savings and enjoy a comfortable retirement
• Professionals in the petrochemical industry, such as oil refinery operators and chemical engineers
• Individuals and families with $500,000 to $10 million in assets under management
• Business owners who want to align their personal and business financial strategies
• Clients who value proactive planning and prefer to delegate their financial management to trusted specialists
• Family-oriented individuals who are looking to create a lasting legacy and secure their family's financial future.
• Those who appreciate a holistic, tax-efficient strategy to wealth management.

We're a fee-based firm, aligning our success with yours so when your wealth grows, so does our compensation. Our fee ranges from 0.30% to 1.0% of your assets under management (AUM), deducted monthly from your investment account. [CK1] This structure is our way of ensuring we're always in your corner, making decisions that stand the test of time, not just the next quarter.

Think of your financial journey as building a home:

• Tax preparation is the final inspection, ensuring everything's up to code
• Tax planning is working with the architect, sketching out the blueprint
• Tax management is our specialty—we're the master builders, not just constructing your financial home but continuously improving it.

For our tax management clients, it is a year-round endeavor. We're on the lookout for tax-saving opportunities, implementing strategies that keep more money in your pocket, not Uncle Sam's. It's proactive, not reactive—because when it comes to taxes, an ounce of planning is worth a pound of savings.

But we're not just calendar bound. We pride ourselves on being readily accessible. Whether it's a quick query or a major life change, we're just a call, click, or email away, always ready to offer guidance when you need it most.

At Stine, we stand out through:

• Our Five-Pillar Approach: To help ensure the many aspects of your financial life are covered.
• In-House Expertise: Turning taxes from a dreaded chore into a strategic advantage.
• Values-Based Planning: We don't just manage money; we help curate the lifestyle you aspire to lead.
• Continuous Learning: Our team clocks over 100 hours of annual education, [CK2] keeping our advice highly skilled.
• Family-First Mindset: We treat your family's financial future with the same care we give our own.

Taking the first step towards financial peace of mind is as easy as reaching out. Schedule a complimentary consultation with our team. We'll explore your current financial landscape, uncover your aspirations, and show you how our holistic approach can help bridge the gap between where you are and where you want to be.